Today I’m covering some of the most commonly asked questions I hear about the appraisal process.

Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation

Appraisals are a subject about which people often have many questions. Today, I’ll be discussing three of these common questions.

First of all, what does the appraiser look for? The appraiser first and foremost will be looking for capital improvements to the home. Additionally, the appraiser will consider how a given house compares to other comparable properties of similar size, age, and location.

The radius within which the appraiser will look is usually about a quarter of a mile to a mile, but can vary depending on the average distance between homes in your area.

Granite countertops, upgraded appliances, upgraded bathrooms, improved additions, and finished lower levels are all things that an appraiser will look for.

However, there are a few things that don’t truly matter to an appraiser. Things like window treatments, a new furnace, or a new roof won’t make a difference. These things will be more important to buyers than they will be to an appraiser.


The second question is: “What happens if my home doesn’t appraise?” Well if the buyer has an appraisal rider in the contract, they have the right to negotiate with you on the price. Finding a happy medium will be key here. But, if an agreeable solution cannot be reached, the deal will be terminated.

In that case, we get to our third question: “Who gets to see that appraisal?” An appraisal is never public knowledge. The only people who will get to see it will be the buyer and their lender. Technically, you could put your home back on the market without anyone else knowing that it didn’t appraise.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.